INFINITE CREDIT UNDERWRITING MANAGERS

Infinite Credit Underwriting Managers (Pty) Ltd (which trades as Infinite Credit) has been in business for almost twenty years, operating in the Value-Added Product insurance market. In this period, we have developed relationships with many of the insurers and brokers operating in South Africa. Developments in terms of excesses and first amounts payable in the insurance market in South Africa have created opportunities for Infinite Credit.

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The combination of regulatory changes and market developments have forced insurers to become much more concise in what they cover and what they do not cover. The insurers have also introduced much tighter limits and a bewildering array of excesses and, in so doing, have created more frustration for their policyholders. Gaps in cover, cover limitations and excesses in the underlying or primary insurance policy are only discovered by the insured at claim time. The gaps in cover left by the conventional insurers is the space which Infinite Credit operates in and looks to grow in.